India's lead platform pairing the right loan with a goal-based investment plan — home loans, working capital and business finance on one side, SIPs, mutual funds and a retirement plan on the other. Run the numbers yourself, then talk to a real advisor.
Two journeys, one team that stays with you through the whole cycle of the loan and the investment.
Home loan, loan against property, working capital, business loan, bill discounting & reverse mortgage.
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Goal-based mutual fund investing and SIPs across 8 leading AMCs, guided by an AMFI-registered distributor.
Explore funds →Sourced and structured with our execution partner Lending Money Financial Services, a partnership firm founded by bankers with 20+ years of experience. Indicative rates below reflect the 2026 Indian market and depend on your profile, the lender and RBI policy.
Purchase, construction, extension or balance transfer with long tenures and repo-linked floating rates.
From 7.10% p.a.*Unlock dormant real-estate value for business or personal needs at secured-loan rates, up to 20 years.
From 8.50% p.a.*Cash credit and overdraft limits to fund the gap between receivables and payables, day to day.
From 9.50% p.a.*Secured and unsecured term loans to fund growth, equipment and expansion for your enterprise.
11–18% p.a.*EDCF and purchase-invoice discounting to convert approved invoices into immediate liquidity.
Profile based*Reverse mortgage for retirees and lease-rental-discounting against a rented commercial asset.
Profile based*Every figure is indicative and recalculates live. Drag a slider or type a value — both stay in sync.
Indicative only. Actual EMI depends on the lender's reducing-balance method, fees and your sanctioned rate.
Uses a 50% fixed-obligation-to-income ratio. Lenders apply their own FOIR (40–60%), credit score and LTV norms.
Pledging property carries real risk: a lender can seize and sell it on default. Most LAPs are floating-rate.
Secured loans (LAP-backed) are cheaper; unsecured loans process faster. Many businesses use both.
Savings shown before transfer/processing fees. Compare those against the interest saved before switching.
We map your money to what it's for — a home, a child's education, a car, an emergency buffer, retirement — and build a goal-based SIP plan across leading AMCs. You stay invested with intent; we stay alongside for the whole journey.
Returns are illustrative assumptions, not promises — markets move. Use these to size your SIP, then let us help you choose the schemes.
Assumes monthly compounding at a constant rate. Actual mutual fund returns vary and are not guaranteed.
Stepping up your SIP each year as income grows can dramatically lift the final corpus.
For large lumpsums, a staggered STP into equity can reduce timing risk. Ask us how.
A real plan factors in inflation on the goal value — we'll model that with you.
CAGR smooths out volatility into one annual figure — handy for comparing investments.
Tell us your age and income. We'll estimate the corpus you'll need to keep your lifestyle going after you stop working — and the SIP that gets you there. Most people are surprised. That's the conversation worth having.
Illustrative model: future expenses grow with inflation; post-retirement the corpus is drawn down over an assumed 25-year horizon at a conservative real return. This is an estimate to start a planning conversation, not investment advice or a guaranteed outcome.
Because we handle loans and funds together, your borrowing and investing actually talk to each other.
We map money to what it's for, then choose schemes — instead of selling whatever pays the most.
A banker-led process that's materially quicker than walking branch to branch on your own.
CC/OD, LAP, term loans and discounting structured around your real cash-flow cycle.
We don't disappear after disbursal — we help make the loan economical till the last EMI.
A small set of clients, given real time — the opposite of a volume call-centre.
Fundsnloans is the lead platform; loans are executed by our partner firm and investments are facilitated by an AMFI-registered distributor.
A financial-services partnership firm (est. 2021) founded by two professionals with 20+ years in banking, executing the loan side of every lead. Jointly owning the brand under an MoU with Fundsnloans.
Contact: Kiran Kumar, Lending Money Financial Services
Mutual fund investing is facilitated by an AMFI-Registered Mutual Fund Distributor (ARN 168889). You'll always be talking to a certified distributor — not an anonymous app.
Reach us: vinod@fundsnloans.com · +91 91606 11160
Share a few details and we'll come back with a personalised view — eligibility, the right loan structure, or a goal-based fund plan. No spam, no obligation.
Loans and investments reviewed together, by people who do this full-time.
We turn the calculator output into an actual, lender-ready plan.
Nothing moves without your consent — that's written into how we work.
Usually within one business day.